REPAYMENT OF DEBTS



Dua'a by Imam Sajjad from Sahifa e Kamela

Other duas:

DUA'A 112
Recite the following du-a'a on Friday to have means for repayment of a debt

 

ALLAAHUMMAK-FINEE BI-H'ALAALIKA A'N H'ARAAMIKA WA AGHNINEE BI-FAZ'LIKA A'MMAN SIWAAKA YAA H'AYYU YAA QAYYOOM

DUA'A 113
According to Imam Ali bin Musa ar Rida, the following du-a'a should be recited after every obligatory salat if one wants one's debts to be repaid.

 

ALLAAHUMMA INNEE AS-ALUKA BIH'AQQI WALIYYIKA MUH'AMMADIBNI A'LIYYIN AN JUD BIHEE A'LAYYA BIFAZ'LIKA WA TAFAZ'Z'AL BIHEE MIN WUS-I'KA WA WASSI-A'LAYYA MIN RIZQIKA WA AGHNINEE BIH'ALAALIKA A'N H'ARAAMIKA WA JA-A'LTAHAA LEE ILAYKA FA-INNAKA LIMAA TASHAA-U QADEER

DUA'A 114
Once Ma-a'ad bin Sahal a companion of the Holy Prophet, did not come to pray Jumu-a'h salat.  When they met the Holy Prophet asked him :

Ma-a'ad what prevented you from praying the Jumu-ah prayers?

I owe 6 kilogram wheat to Jonah (a jew).  He was sitting at my door to intercept me; so I did not come out of my home.  Ma-ad replied.

"If you want that your debt is repaid, recite verses 26 and 27 of Ali Imran daily.  Whatever the amount of debt is its repayment will arranged.  Inshallah", the Holy Prophet said.

Refer to du-a'a 79 (A) for verses 26 and 27 of Ali Imran.

DUA'A 115
The following du-a'a was taught by Imam Ali ibn abi Talib to one of his companion to have divine assistance in order to be able to repay debts.
 

ALLAAHUMMA INNEE AS-ALUKA YAA LAA ILAAHA ILLAA ANTA BIH'AQQI LAA ILAAHA ILLAA ANTA AN TARH'AMANEE BILAA ILAAHA ILLAA ANTA ALLAAHUMMA INNEE AS-ALUKA BILAA ILAAHA ILLAA ANTA BIH'AQQI LAA ILAAHA ILLAA ANTA AN TARZ'AA A'NNEE BILAA ILAAHA ILLAA ANTA ALLAAHUMMA INNEE AS-ALUKA BILAA ILAAHA ILLAA ANTA BIH'AQQI LAA ILAAHA ILLAA ANTA AN TAGHFIRA LEE BILAA ILAAHA ILLAA ANTA

DUA'A 116
Recite du-a'a 79 (A) verses 26 & 27 of Ali Imran) for repayment of debts also, as advised by the Holy Prophet.  After the recitation of the above noted verses recite the following.

YAA RAH'MAANAD DUNYAA WAL AAKHIRATI WA RAH'EEMAHUMMA TOO-TEE MINHUMAA MAN TASHAA-U WA TAMNA-U MINHUMAA MAN TASHAA-U S'ALLI A'LAA MUHAMMADIN WA AALIHEE WAQ-Z'I A'NNEE DAYNEE

DUA'A 117
After wuzu face qiblah and recite the under noted portion of verse 87 of al Anbiya so that you may earn enough money to repay your debits.

LAA ILAAHA ILLAAA ANTA SUBH'AANAKA INNEE KUNTU MINAZ'Z'AALIMEEN

DUA'A 118
It is written in Kanzul Maknun that the Holy Prophet taught the following du-a'a to a man who along with his large family, was unable to have two square meals a day on account of heavy debts.  He had borrowed but could not pay, and asked to first pray a 2 rakat salat before reciting it.

For the full text of the du-a'a see du-a'a no. 76

DUA'A 119
After midnight pray a 2 rakat salat.  IN the first rakat after al Fatihah recite al Mulk (67) and in the second rak-at after al Fatihah recite Ha Mim (41) and after salam.  Recite the following du-a'a.

 

YAA RABBI QAD NAAMATIL U'YOONU WA GHARABATIN NUJOOMU WA ANTAL H'AYYUL QAYYOOMU LAA TAAKHUD'UKA SINATUN WA LAA NAWM LAN YAKHFAA A'NKA LAYLUN DAAJIN WA LAA ARZ'UN D'AATA MIHAADIN WA LAA BAH'RUN LUJJIYYUN WA LAA Z'ULUMAATUM BA'-Z'UHAA FAWQA BA'-Z'IN YAA SAAMI-A' S'AREEKHAL ABRAARI WA YAA GHIYAATHAL MUSTAGHEETHEENA BIRAH'MATIKA ASTAGHEETHU FAS'ALLI A'LAA MUH'AMMADIN WA AALIHEE WA AQZ'I LEE H'AAJATAN (mention your desire) WA LAA TARUDDANEE KHAAA-IBAN WA LAA MAH'ROOMAN YAA ARH'AMAR RAAH'IMEEN

DU-A'A 120
It is stated by Shaykh Tusi that once a man came and told Imam Jafar bin Muhammad as Sadiq that he was deep in debt and moreover harassed and persecuted by the ruler.  The Imam instructed him to pray a 2 rakat Salat after Maghrib salat (as mentioned below):

Recite Ayat al Kursi after the recitation of al Fatihah in the first rakat.

In the second rakat after recitation of al Fatihah recite verses 22 to 24 of al Hashr

After the salam put the holy Quran on the head and recite :

 

BIH'AQQI  HAAD'AL QUR-AANI  WA BIH'AQQI MAN ARSALATAHOO BIHEE WA BIH'AQQI KULLI MOOMINIM MADAH'TAHOO FEEHI WA BIH'AQQIKA A'LAYHIM FALAA AH'ADA A'RAFU BIH'AQQIKA MINKA
Then say each of the following ten times :
BIKA YAA ALLAAH
BIKA YAA MUH'AMMAD
BIKA YAA A'LEE
BIKA YAA FAAT'IMAH
BIKA YAA H'ASAN

BIKA YAA HUSAYN

BIKA YAA A'LEE BIN H'USAYN

BIKA YAA MUH'AMMAD BIN A'LEE

BIKA YAA JA'FAR BIN MUH'AMMAD

BIKA YAA MOOSAA BIN JA'FAR

BIKA YAA A'LEE BIN MOOSAA

BIKA YAA MUH'AMMAD BIN A'LEE

BIKA YAA A'LEE BIN MUH'AMMAD

BIKA YAA H'ASAN BIN A'LEE

BIL H'UJJATIL QAA-IMI A'LAYHIS SALAAM